Privacy Policy

Last updated: May 4, 2026

This Privacy Policy describes how this website ("we," "us," or "our") collects, uses, and shares information when you visit, interact with, or submit information through this website, including by tapping the "Call Now" button.

1. Information We Collect

• Information you provide directly: Quiz responses (such as age range and residency), and any information you share during a phone call with us or our representatives, including your name, address, date of birth, phone number, health-related information, and beneficiary details.
• Information collected automatically: IP address, device type, browser type, operating system, referring URL, pages visited, time spent on the site, and similar usage data.
• Information from cookies and tracking technologies: Including Meta (Facebook) Pixel, Google Analytics, and similar tools used to measure ad performance and user behavior.
• Call information: Phone calls made to or from us may be recorded for quality assurance, training, and compliance purposes. Calls may be answered or assisted by an automated AI agent (see Terms & Conditions).

2. How We Use Your Information

• To respond to your inquiry and provide insurance quotes or related information.
• To connect you with licensed insurance agents or third-party partners who may offer products you qualify for.
• To improve our website, marketing, and services.
• To measure and optimize advertising performance, including through the Meta Pixel.
• To comply with legal obligations.

3. How We Share Your Information

By using this site or tapping "Call Now," you understand and agree that your information may be shared with:

• Licensed insurance agents, brokers, agencies, and carriers within our network.
• Marketing partners and lead-purchasing companies who may contact you regarding insurance products and related offers.
• Service providers who help us operate the website, run advertising, host data, and process calls (including AI calling and call-routing platforms).
• Government or legal authorities where required by law.

You acknowledge that once your information is shared with a third party, that third party's own privacy policy will govern its use of your information.

4. Advertising and Tracking

We use the Meta (Facebook) Pixel and may use other third-party advertising and analytics technologies to measure ad effectiveness, retarget visitors, and optimize campaigns. You can manage cookie preferences through your browser settings and opt out of certain interest-based advertising at aboutads.info/choices.

5. Your Rights

Depending on where you live, you may have rights to access, correct, delete, or restrict the use of your personal information, and to opt out of the sale or sharing of personal information. California residents have specific rights under the California Consumer Privacy Act (CCPA/CPRA). To exercise any rights, contact us using the information below.

6. Do Not Call & Opt-Out

If you no longer wish to receive calls or marketing from us, you may request to be added to our internal Do Not Call list by emailing the address below. Your information may have already been shared with third parties; you may need to contact them separately to opt out of their communications.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Children's Privacy

This website is not intended for individuals under 18 and we do not knowingly collect information from children.

9. Disclaimers

This website is not affiliated with or endorsed by any government agency, the Social Security Administration, Medicare, the Department of Veterans Affairs, or any insurance carrier. Information provided here is for educational and marketing purposes only and should not be construed as legal, financial, medical, or insurance advice.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the site after changes constitutes acceptance of the updated policy.

11. Contact Us

For privacy-related questions or to exercise your rights, contact us at: [your-email@yourdomain.com]

Terms & Conditions

Last updated: May 4, 2026

Please read these Terms & Conditions ("Terms") carefully before using this website. By accessing, browsing, viewing, or otherwise using this website in any way — including answering quiz questions, tapping the "Call Now" button, or initiating a phone call to any number listed on this site — you affirmatively agree to and accept all of these Terms in full. If you do not agree, do not use this website and exit immediately.

1. Agreement by Use of the Site

Your use of this website constitutes your express agreement to all Terms below, including, without limitation, your consent to:

• Becoming a marketing and sales lead and having your information shared with third-party agents, brokers, carriers, and lead buyers (see Section 4);
• Being contacted by phone, autodialer, pre-recorded message, SMS, and email by us and our partners, even if your number is on any Do Not Call list (see Section 4);
• Speaking with an automated AI voice agent on any call placed to or received from a number on this site (see Section 5);
• Having calls recorded, transcribed, and stored;
• The collection and processing of your information as described in our Privacy Policy.

You acknowledge that you have read and understood these Terms and that no checkbox, signature, or other affirmative action is required for these Terms to bind you — your continued use of the site is sufficient.

2. Eligibility

You must be at least 18 years of age and a legal resident of the United States to use this website.

3. Nature of This Website

This website is an advertising and lead-generation platform. It is not an insurance carrier and does not issue insurance policies. Quiz answers do not constitute an application for insurance and do not guarantee qualification, approval, or pricing.

4. Consent to Become a Lead

By using this website, tapping the "Call Now" button, or placing a call to any number listed on this site, you expressly agree and consent to the following:

• You are voluntarily submitting yourself as a marketing and sales lead.
• Your contact information and quiz responses may be sold, shared, or transferred to one or more licensed insurance agents, agencies, brokers, carriers, marketing partners, or third-party lead buyers.
• These third parties may contact you by phone (including via automated dialing systems and pre-recorded messages), text message (SMS), email, or mail.
• This consent applies even if your phone number is on a federal, state, or internal Do Not Call list.
• Consent is not a condition of purchase. You may revoke consent at any time.
• Standard message and data rates may apply.

5. Consent to Speak with an AI Agent

By using this site, tapping "Call Now," or otherwise placing a call, you specifically consent to:

• Speaking with an AI-powered voice agent that may sound human, ask questions about your eligibility, collect information, and route you to a human representative or third-party agent.
• Having the AI agent record, transcribe, and store the contents of the conversation.
• Having information collected by the AI agent shared with the third parties described in Section 4.

If you do not consent, do not use this site and do not call any number listed on it.

6. Call Recording

All calls may be recorded and monitored for quality assurance, training, compliance, and dispute-resolution purposes.

7. No Guarantees

Statements regarding coverage amounts, pricing, eligibility, or approval are illustrative only. Actual coverage, premium, and approval are determined by individual carriers and depend on age, state, health, and underwriting factors.

8. No Government Affiliation

This website is not affiliated with, endorsed by, or operated on behalf of any government agency.

9. Intellectual Property

All content on this site is owned by us or our licensors and is protected by copyright and other intellectual property laws.

10. Disclaimers and Limitation of Liability

This website and its content are provided "as is" without warranties of any kind. To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages.

11. Indemnification

You agree to indemnify and hold harmless the operators of this website, their affiliates, agents, and partners from any claims, damages, or expenses arising from your use of the site or your violation of these Terms.

12. Governing Law & Disputes

These Terms are governed by the laws of the State of [Your State]. Any disputes shall be resolved exclusively through binding individual arbitration, and you waive any right to participate in a class action.

13. Changes to These Terms

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the updated Terms.

14. Contact

Questions? Contact us at: [your-email@yourdomain.com]